Insure.com recently provided information for most and least expensive cars to insure. We are providing following information from their website

Insure.com’s annual ranking of average car insurance rates reveals that the Porsche Carrera GT2 two-door coupe is the most expensive vehicle to insure among 2010 models. A 40-year-old male would pay a national average of $2,943.78 for car insurance annually — and that’s assuming the driver has a good driving record.

On the other end of the scale is the Mazda Tribute I (2WD four-door SUV) — the least expensive 2010 vehicle to insure among all vehicles examined. Looking across other categories, the

• Dodge Caliber is the least expensive car to insure
• GMC Canyon WT (2WD 2 Door 2.9L) is the least expensive pickup to insure
• Honda Odyssey LX (5 Door 2WD SOHC) is the least expensive minivan to insure.

“The least expensive vehicles are ones you have to drive and no one wants to. The most expensive list includes cars that people don’t have to drive but want to,” observes Kim Hazelbaker, senior vice president of the Highway Loss Data Institute, a division of the Insurance Institute for Highway safety.

The profile of the average person who drives a particular model has great influence on the average premiums for that vehicle because pricing for collision and comprehensive coverage is based on the model’s “loss history.” For example, small cars that are often driven by young, inexperienced drivers tend to be more expensive to insure.

In many ways, the “soccer mom” driving a minivan is among the best insurance customers, says Hazelbaker — she is much less likely to make a claim because she generally doesn’t drive during peak commuting hours, doesn’t drive often late at night, and is probably not an aggressive driver. (The ideal insurance customer doesn’t drive her car at all.)

Car insurance rates also tend to rise with horsepower. Hazelbaker says, “The number of series available with 500 hp and up has exploded. The Viper is 600 hp. These are insane numbers. The Carrera is a race car in street clothing. And they’re being driven on occasion by people using this horsepower. And these are expensive vehicles, $100,000 and up, so if you have a total loss, that’s a big factor [in insurance rates].”

To arrive at the average premiums, Insure.com commissioned a study from Quadrant Information Services that calculated the average premiums for a male driver (see full profile below) using car insurance rates from six large carriers (State Farm, Allstate, Progressive, GEICO, Farmers and Nationwide) in 10 ZIP codes per state. Not all models are available for calculating average rates, especially exotic cars, which is why you won’t see Bentleys and Lamborghinis on the list — although you can assume those carry hefty insurance bills.

Averages are based on a single 40-year-old male driver who commutes 12 miles to work, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage. He has a clean driving record and good credit. The policy includes uninsured motorist coverage. Average rates are for comparative purposes; your rate will depend on your personal factors.

I am sure that you must have wondered on several occasion on how does a car company come up with a name for their new car.  Well, one of the more powerful marketing tools available to a car company is the choice of their new car model name. Words that can evoke power, performance and elitism are routinely selected, but so are letters and numbers, provided they can be combined with a masculine sounding terms which resonate with the predominantly male auto buying public.

Will the sale of a car be independent of its name? Will mini-cooper had the same sales, if its name was bunny? Maybe — or maybe not. At their core, cars are essentially appliances to get from one place to another. And yet, we want our cars to protect and project a certain image. As J Mays, Ford’s chief designer recently told Esquire, “Anybody can make a toaster toast. Very few people can make a toaster something you covet.”

A car’s name is part of how automakers make their cars worth coveting. Get it just right, and the car’s image can be projected in a single word. Get it wrong, and the car can become the butt of jokes and a sales nightmare.

Naming car also brings in another challenge of not offending the customers. An imaginary and meaningless name may mean something offending in another language!

Therefore car companies like to play safe and use a few letters and numbers that have less of a risk of offending consumers. According to Forbes, with number/letter names part of the goal is for owners and buyers to “think and talk of the brand, and not the nameplate.” That works well for automakers with focused lineups.

Of course, that doesn’t mean there aren’t trends in the letter names. Odds are, if there’s an X in the name, you’re looking at a crossover or SUV (Lincoln MKX, Volvo XC90, Infiniti EX, BMW X3), though there are a few exceptions — like the Jaguar XF and Acura TSX.

Tacking a few numbers onto a car’s name not only helps it sound cool, it can tell savvy shoppers exactly what the car is packing. The Infiniti QX56 gets the “56″ from its 5.6-liter engine and the Infiniti G37 has a 3.7-liter engine. However, the pattern doesn’t always hold. While the BMW 3-Series has 3.0-liter engines across the line, so does the BMW 1-Series. And while we’d love to see what a giant engine could do in the BMW 7-Series, that model only has a 4.4-liter V8, not 7.0 liters.

Car makers also dig through several foreign language dictionaries to come up with a name which is cool and also reflect its character.

The Porsche Carrera means “race” in Spanish — a fitting and flashy name for a hot-performing luxury car. The Hyundai Tiburon got its name from the Spanish word for “shark,” giving the entry-level sports coupe a dash of mystique and animal magnetism. Prius is Latin for “to go before,” perfect for a car that Toyota hoped would change the automotive landscape.

Of course, the problem with using foreign words and phrases is that they may not work in all markets. For example, the Buick LaCrosse may give Americans an image of European refinement, but LaCrosse is slang among French Canadian teenagers for a certain private act. Ever hear of the Mitsubishi Pajero? Probably not. In the U.S. and Latin America, it’s known as the Montero — because Pajero is Spanish slang for a man who engages in that private act that French Canadian teenagers call “LaCrosse.”

Another very popular option and avenue used by car companies is to use animal names with strong personalities.  Examples are Mercury Cougar, Ford Mustang, Chevy Impala and Dodge Ram. The Ram takes its theme even further; while a Ram is simply an uncastrated male sheep, Dodge offers its Ram truck in a Bighorn edition, which is a larger mountain sheep species.

So, car makers have tried-and-true naming conventions, but how do they finally christen a car? They let consumers decide. Before a name hits the market, automakers go through rounds of testing where focus groups react to possible names. Some carmakers are even more democratic. For the Tiguan, VW let readers of Germany’s Auto Bild magazine vote on the name — and 350,000 did, selecting Tiguan over names like Nanuk and Rockton.

For most cars, the naming process can be pretty boring. According to Beverly Braga, a Product Public Relations Manager with Kia, the process for choosing the name for the Kia Borrego was pretty straightforward. “Although there is a loose connection to the Anza Borrego Desert in Southern California,” Braga says, choosing the name came down to two factors: “What vehicle names were not already trademarked?” and “What names were received well in focus groups?”