We have listed eight car repairs which are crucial for your safety and your car’s performance.

1. Brakes

People tend to postpone the replacement of brake pads because their car still stops when brakes are applied. This is true. Even if your brakes are worn out, your car can/ may still stop. However, you are not only taking a huge risk with respect to your safety, you are also increasing the chances of spending much more in the future. Worn out brake pads destroys your brake rotors. The rotors needs to be turned or smoothened out, or worse they may have to be replaced, thus costing you several hundreds dollars.

Best option is to regularly get your car brakes checked by professional mechanic and get them replaced regularly. Most of the good shops offer lifetime warranty on the brake. So please do not procrastinate. If you wan to save more, download free brake coupons from our website. Read our blog on brakes to find out signs of brake pads wearing out.

2. Oil Change

Oil is like your engine’s blood. But unlike your blood, all sorts of impurities build up in unless your oil is changed regularly — not to mention that all engines lose some oil. Too much buildup and not enough oil lead to your engine seizing up. Sure, you can save $40 by putting off an oil change, but you could end up spending $4,000 on a new engine.

On an average an oil change should cost you around $35 at most quick oil change stations. And that same station will probably tell you to come back in three months or 3,000 miles. But do you have to? It depends. Read our blog on this subject. To find out how long your car can go between changes, read your owner’s manual.

3. Air Filter

Air filers can be easily replaced. They are very cheap but have significant impact on your car’s performance. Not changing your car’s air filter, on the other hand, is expensive. According to the EPA, a dirty air filter can reduce fuel economy by up to 10 percent simply because your engine won’t breathe as efficiently. By not changing a dirty air filter, you’ll save about $15. But, if your car is supposed to get 25 miles per gallon, and gas is $2.50 a gallon, those savings have evaporated by the time you’ve driven about 150 miles.

Even worse, if the air filter isn’t clean and that means enough air isn’t getting to the engine, you could foul your spark plugs and might have to replace them. Depending on your engine, that can cost anywhere from $100 to $300. Now, spending $15 for a new air filter doesn’t sound so bad, does it?

4. Tire Rotation and Wheel Alignment:

On an average car tires cost $300 and can last anywhere from 30,000 to over 80,000 miles based on the tires warranty, its type and your driving habit. As most of the weight in the car is in the front, the front tires tend to wear out faster. Leading to different tread thickness between front and rear tires. In order to keep the tires in good condition and with uniform tread, always rotate them ever 5000 miles. When you do rotate tires, also get them aligned so that you have a smoother ride. Download free tire coupons from our website.

5. Transmission Fluid

One of the most common problems associated with your transmission is a fluid leak. You’ll likely first notice it when you see drops of red fluid on the pavement where you usually park your car. Ignore it for long enough, and you’ll definitely notice it when the leak leads to your transmission shifting roughly, or the gears slipping.

Transmission fluid is what cools and lubricates your transmission. If it’s leaking, you need to fix it, and fast. Resealing a transmission is a relatively easy job and should usually only cost a few hundred dollars. Ignoring the leak can lead to the transmission seizing up and a subsequent transmission replacement –which costs several thousand dollars. Download free transmission coupons from our website.

6. Fuel Filter

An important part of maintaining your car is keeping impurities out of the engine. While the air filter does part of the job by keeping airborne impurities out, the fuel filter keeps impurities from the fuel out of the engine. Like the air filter, if it gets clogged and you don’t fix it, you’re looking at some major problems.

On older cars, a fuel filter is relatively easy to replace because it’s easy for mechanics or car owners themselves to get to. On newer cars, it’s a more complex job. More complexity means more money, which makes this repair tempting to skip — despite the fact that it can lead to the car stalling or refusing to start altogether.

Don’t skip it. At its most expensive, replacing a fuel filter will be a few hundred bucks. Let it go too long, and not only are you looking at dealing with a car that will barely run, you could also have dirt in your fuel injectors — causing them to need replacing. Replacing just one fuel injector can cost over $500. But if they all need replacing, you’re looking at least $1,000 in repair bills.

7. Burned Out Lights

Here’s one car repair on our list that is really easy to ignore. After all, a burned-out tail light won’t eventually lead to engine failure or to your transmission falling out. While that’s all true, you should still fork over your hard-earned $5 for new tail light bulb if yours is burned out.

Believe it or not, failure to keep your rear lights working can be an expensive proposition. First, if a police officer sees you with broken tail or brake lights, you’re going to get a ticket. In some states, the fine for a broken tail light is $150, which makes paying for a new bulb seem like chump change. Second, broken lights increase your risk of being on the receiving end of a rear-end collision. And while the other driver’s insurance should cover any damage (assuming they have insurance), you still have to deal with the headache of getting your car fixed.

8. Wiper Blades

Wipers tend to worn out even when you are not using them by their exposure to sun, dust and rain. They cost only $10-$15 for each wiper blade and are not only necessary from safety perspective, the worn out wipers can damage your car windscreen, which can result in much higher expenses. Download free wiper coupons from our website.

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The title really looks silly? Does it make sense? Maybe not…..but read on and you will understand the title.. have some patience!

We all have heard about AIG, its stock, its bad management team, its unreal bonus. …the list goes on and on. AIG has been in the news a lot and always for the wrong reason.

In last one year, the stock price for AIG has dropped from approx $52 to as low as $0.49, which means that if you bought 1000 stocks last year for $52,000 then it is worth only $490 or a drop of over 99% in its value!! And you lost over $51,000!

Now let us talk about My AIG…which means My Automobile Is Great! Surprised by the revelation of the title… actually it makes sense… read on

How many time have you heard that buying a car is never a good investment.. you lose approx 5% of the paid price as soon as you drive your car out of the dealer’s lot. The price of the car depreciates by at least 10% in its first year and by 50% in next five to six years. This reduction in assets value was really bad until last year.. but now it does not look that bad. Even with the worst kind of car you are not going to lose 99% of its cost in 1 year (except when you total it).

Let us do the math: With 1000 stocks of AIG (bought at $52,000) you would lose $51,000 or 99%. Instead of AIG, if you would have bought a shiny BMW, or a Ford, GM or a Mercedes car for $52,000, that car may still be worth $49,000! A saving of more than $48,000. You may even get more for your car, if you had maintained it well with regular oil changes, tire rotation and other scheduled maintenance.

Now tell me my dear readers… which is a better investment….AIG stock or buying a car of course car!! Who can now say that investing in car is a bad idea?

Long live America and its auto industry!

I love my car…My AIG

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